Advertised:29-01-13 | Closing Date:30-03-13
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Philippine Loan and Mortgage Center

PLMC exists to serve Philippine families, OFW, Expats and Migrants and the housing market. We are deeply committed to our mission: ensuring that working families have access to mortgage credit to buy homes or apply for personal loans they can afford over the long term or short term.

PLMC is a foreign private company dealing with the Philippine Government Financial Agencies to keep money flowing to mortgage lenders and loan borrowers, to help strengthen the Philippine housing and mortgage markets, and to support affordable homeownership and to support personal emerfencies. We are a national loan and mortgage processing company, we offer home loans and other loans. We stand behind mortgage lenders – Pag-IBIG Fund, local and national banks, and other financial institutions nationwide – to facilitate the mortgage loans so they can lend to home buyers or borrowers. 

We’re also focused on helping struggling homeowners. By working with our partners, we’re helping families prevent foreclosure and keep their homes whenever possible. When foreclosure is unavoidable, we strive to sell homes for the highest price possible and to people who will live in those homes. That helps to stabilize neighborhoods and home values.

We are committed to creating long-term value to help build a strong, sustainable support for the home buyers and borrowers.

Loan Processing Officer
PHP 25000 - 35000 + Bonus and Allowance
National Capital Reg - Makati and Mandaluyong

Responsibilities:

Loan processing officer guide clients through the process of applying for a loan. The loan processing officer works in conjunction with the borrower to secure the loan from the lender from the application process to the servicing of the loan.
 
The loan processing officer gathers from the borrower basic information about the purpose of the loan and their ability to repay the amount borrowed. If the loan officer works for a broker, they will have the ability to shop for the best type and source of loan and interest rate for the borrower. If the officer works for a bank or other financial institution, there will still be options in the different types of loans and payment options, but the source of the loan will be the officer's employer. 

Acquiring information from a prospective borrower is one of the easiest tasks for a loan officer.
 
The loan processing officer is a key person in helping the borrower by making decisions and solving problems. In addition to the borrower, there may be other sources from which the loan officer must gain information. For this, the loan officer would need to have strong research skills. They analyze the information provided and evaluate anticipated results to choose the best solution and solve problems and often offer a second or third option. Breaking down data and information into separate parts to identify underlying principles, reasons and facts that may not be obvious is part of the processing of information a loan officer must complete. 

One of the key portions of the loan processing officer is working directly with the public. This includes meeting in the loan officer's or client's office, attending functions over meals in restaurants or at banquets and other social functions. A large component of the job is service and relationship building. Trust should be established with the client and must be demonstrated with the lender to be able to find the best solution for both. Establishing and maintaining interpersonal relationships, not only with the loan officer's co-workers and supervisors, but with lenders at banks and other financial institutions and with the public (who are all potential customers), friends, and acquaintances, will make the loan officer's job much easier and more rewarding. 

Loan processing officer also includes communicating with people outside the organization. Representing the organization to customers, the public, members of local and regional government, and other organizations is another central part to the loan officer's job. The loan officer must demonstrate excellent communication skills for inter-office and external communication needs, whether in person, in writing via letter, fax, or email, or by phone.

Requirements:

  • Candidate must possess at least a Bachelor's/College Degree , Economics, Finance/Accountancy/Banking, Business Studies/Administration/Management, Commerce or equivalent.
  • Required skill(s): loan administration, loan account management, loan analysis, mortgage loans, credit and collection, Credit And Debit Notes.
  • Required language(s): English, Filipino
  • At least 1 year(s) of working experience in the related field is required for this position.
  • Applicants must be willing to work in Makati and Mandaluyong.
  • Preferably 1-4 Yrs Experienced Employees specializing in Banking/Financial Services or equivalent.
  • 5 Full-Time position(s) available.


 Non-member
 



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